This narrative delves into the enduring impact of student loan debt on an individual's life choices and their aspirations for the next generation. The author, a graduate of a Historically Black College or University (HBCU), recounts her personal journey through higher education, highlighting the profound cultural and academic enrichment she gained, juxtaposed with the significant financial strain that has persisted for two decades. Her experience as a parent now shapes her perspective, leading her to prioritize pragmatic factors like academic rigor, institutional resources, and financial feasibility when considering her children's future collegiate paths, rather than solely focusing on the cultural identity an HBCU might offer.
The author's dream of attending an HBCU was sparked at age 11 during a summer program at Morgan State University. Growing up in a challenging urban environment, Morgan State represented a world of possibility, showcasing Black students actively building careers and futures. This vision, far removed from her daily realities in Baltimore City, was deeply inspiring and fostered a strong desire for a similar educational journey.
When the time came for college applications, the author singularly applied to Clark Atlanta University, undeterred by her counselor's advice to diversify her options. Her strong academic record fueled her confidence. Upon receiving her acceptance letter in summer 2006, her excitement was quickly tempered by the daunting cost of attendance, which totaled approximately $25,000. Despite receiving scholarships, they fell short of covering the expenses, and the university's grant funds were depleted. Consequently, her mother co-signed a private loan, initiating a debt that would shadow the author for 20 years.
During her four years at Clark Atlanta, from 2006 to 2010, the author embodied the university's motto: "Find a way or make one." She navigated lengthy financial aid queues and experienced disruptions to her mass media arts classes due to delayed account updates. She observed a disparity in resources, particularly in technology and facilities, compared to nearby public universities like Georgia State, which boasted multiple studios and advanced equipment. While she appreciated the sense of belonging and the inspiration derived from Black professors and successful peers at Clark Atlanta, she couldn't overlook the functional shortcomings and limited career access.
Today, as a parent of young children, the author's college selection criteria have evolved. Her heart-driven choice at 18, focused on Black excellence and a sense of understanding, has given way to a more pragmatic approach. She acknowledges that not all HBCUs are equally resourced and would not encourage her children to incur substantial debt for an experience alone, especially if it means compromising on educational resources. She believes her children can cultivate an appreciation for Black excellence through various avenues beyond college, such as community engagement, literature, and travel. Her priority is for them to select a university based on its academic programs, cost-effectiveness, scholarship opportunities, internship prospects, and the quality of its facilities, ensuring they are optimally prepared for their chosen careers. While she would support their decision to attend an HBCU if it met these criteria, the cultural experience alone is no longer the sole determinant.
The author's journey underscores the complex interplay between passion, financial reality, and evolving priorities in higher education. Her deep affection for Clark Atlanta University and its formative influence on her career as a strategic communication consultant remain strong. However, this appreciation is now tempered by a critical examination of the financial burden and the comparative value received, prompting her to approach her children's educational future with a more strategic and financially conscious mindset.